Financing Options

From one application, you can request our interest-free financing programs with Bread Pay, a no-credit-needed flexible leasing option courtesy of Katapult, and additional financing opportunities from PayTomorrow. 

Discover the sleep solution of your dreams and leverage our easy and flexible financing options.  

It’s as easy as 1-2-3! 

1. Visit us here on our website for an easy pre-approval process. 

2. Check out online or in-store through our PayTomorrow or Katapult partners (Bread Pay 0% financing is offered through choosing PayTomorrow at checkout. 

3. Enjoy your new mattress and sleep solution! 

Katapult has reimagined lease-to-own for the better, with lease-purchase plans designed just for you. There’s no credit required, no surprises, and never a late fee, ever. Katapult’s technology looks beyond credit scores to understand your journey, opening up new purchasing power. Apply for a Katapult plan now, and in minutes you could be shopping for the essentials you need in-person, online, or with Katapult’s app. It’s your path from “need” to “own.”

WHAT IS LEASE TO OWN:

 Lease to own opens up paths to ownership by enabling recurring payments toward owning goods outright. You have no long-term obligation to continue leasing, and can return the product to Katapult at any time with no further obligation other than for amounts past due.

 Lease-to-own gives you the power to purchase what you need when you need it.

 BENEFITS:

Real purchasing power. Up to $3,500 in lease pre-approval, based on your individual plan.
Fast approval. Get a decision in 5 seconds or less.
Zero surprises. Total transparency. Never a late fee–ever. 
No credit required. Our AI looks deeper to understand your journey.
Hyper-flexible purchase plans. Pay over time, purchase anytime. 
Help when you need it. Award-winning customer service, with 4.4 stars out of 5 on Trust Pilot.
HOW TO KATAPULT:

Go shopping online.
Select Katapult financing on checkout page.
Apply, verify identity and payment info.
Receive an instant decision.
Review and submit your order.
Look for a welcome email from Katapult.

We seek to make our relationship with our financing partners as simple and painless as possible. To get started, you only need your name and social security number. Depending on the results that come back from our soft-credit pull (no hard credit checks), you will have the option of Bread Pay, PayTomorrow, and/or Katapult Lease to Own. These partners have their own systems where they may require some additional limited information to process your transaction with us. 

Not necessarily! For those with great credit, our 0% no interest program through BreadPay may be available. If you have low-no credit, we do have a great no credit option needed for you through Katapult Lease to Own.